Thursday, October 22, 2009
Let us practice Saving...
Most of the Filipinos now a days are good spender rather than good saver. If we try to look around and have a survey in each household people are didn't aware that they are wise spender than being wise saver. If we ask them to jot down all the expenses that they made and compare to the income that they have received they might shock and stun of what they see. For sure, for those who doesn't know, their expenses are more than to their income every month. How sad it is.
Here is the tips of how to save:
1. Save On Gas
1.1. Plan your trip properly so that you go straight to your destination.
1.2. Avoid going on unnecessary trips, if you can reach your destination through public transport, it is advisable to do so.
1.3. Always use your odometer to measure the distances between the places your frequently go to
1.4. Those vehicles with aircon, avoid using aircon as much as possible.
1.5. Maintain your vehicles regularly, change oil as scheduled, check radiator since oil and water determines engine efficiency.
1.6. Load gas early morning to ge more from it since gas contracts when cold; expands when hot.
1.7. Change oil as scheduled for engine efficiency.
1.8. Check tire pressure periodically also for economy and safety.
1.9. If there is somebody doing the above ro you (e.g. driver) always remind that person to be conscious of and always follow the tips.
1.10. Family members should always be updated of what's going on and they should be enjoined to participate in the saving effort.
2. Save on Household Expense.
2.1. Always have a list of what you will buy in the grocery store or at the market.
2.2. Budget the amount you will use to buy your household needs; if you can, buy in bulk non-perishables to avail of discounts.
2.3. Buy and cook yourself unprocessed food instead of processed ones which surely have cost plus markup (e.g. canned goods).
2.4. Cook only one-time for lunch and dinner and just enough so that there will be no or only very little food leftover.
2.5. Cook food that last longer (e.g. adobo) not those turning sour shortly (e.g. tinola, sinigang...).
2.6. If your stove uses LPG, install gas saving device for efficient use of gas.
2.7. Do not forget to turnoff gas stove after use for economy and safety.
2.8. If there is somebody doing the above for you (e.g. helper) always remind that person to be conscious of and always follow the tips.
2.9. Trade convenience with economy by buying household needs in public markets instead of grocery in malls.
2.10. Family members should always be updated of what's going on and they should be enjoined to participate in the saving effort.
3. Take Care of your Health
3.1. Eat nutritious and healthy food. Avoid eating processed food (e.g. hotdog, bacon, processed meats, doughnuts, French fries) or junk food (e.g. chips, crackers, cookies).
3.2. Eat only what's enough to remain healthy, no more no less.
3.3. Eat breakfast, it is the most important meal of the day, do no skip it.
3.4. Be concious of the food that you eat by knowing certain facts about them (e.g. calories).
3.5. Sleep restfully, do not oversleep or do not suffer its opposite of sleep deprivation.
3.6. Exercise regularly as scheduled. This should be before going to or after coming from work.
3.7. Have your vital health signs checked by your doctor "An ounce of prevention is better that a pound of cure."
3.8. Have a clean surroundings, especially where you live and always be in places where the air you breathe is clean.
3.9. Avoid crowded places (e.g. malls) because the chance of germs (e.g. virus, bacteria) in the air is high in crowded areas.
3.10. Do everything in your life (e.g. eating, working, exercising, recreating) in moderation. Anything excessive is harmful.
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